Sports Travel Insurance

Specialist travel insurance for athletes, teams and sporting organisations

SPECIALIST SPORTS COVER

TRAVEL COVER THAT UNDERSTANDS SPORT

Travelling for sport involves more than booking flights and accommodation. Athletes, teams and sporting organisations may also be travelling with valuable equipment, entering organised events or taking part in training and competition overseas.

HMIS provides specialist advice to help you understand the available insurance options and arrange cover suited to your sport, destination and travel plans. Whether you’re competing individually, travelling with a team or managing an organised tour, we’ll help you prepare with greater confidence.

WHO WE HELP

SPORTS TRAVEL COVER FOR EVERY JOURNEY

HMIS works with athletes, teams and sporting organisations travelling for training, competition, tours and events in New Zealand and overseas.

INDIVIDUAL ATHLETES

Cover options for athletes travelling to train, compete or participate in sporting events, including those travelling with valuable equipment.

TEAMS AND CLUBS

Practical insurance solutions for teams and clubs travelling together for competitions, training camps, tours and other organised activities.

SPORTING ORGANISATIONS

Specialist advice for sporting bodies arranging travel for athletes, staff, officials and organised groups.

COACHES AND SUPPORT PERSONNEL

Travel insurance options for coaches, managers, medical staff and others supporting athletes and teams away from home.

WHAT CAN BE COVERED

COVER FOR MORE THAN THE JOURNEY

Sports travel can involve risks and expenses that go beyond an ordinary holiday. Depending on the policy selected, cover may be available for medical emergencies, travel disruption, valuable sporting equipment and participation in approved training or events.

HMIS will help you understand what is covered, what is excluded and whether additional specialist protection may be required for your particular sport and trip.

MEDICAL AND EMERGENCY SUPPORT

Cover may include overseas medical treatment, emergency assistance and medically necessary transport, subject to the policy terms.

CANCELLATION AND DISRUPTION

Protection may be available when covered circumstances affect flights, accommodation, event travel or other prepaid arrangements.

SPORTS EQUIPMENT AND BAGGAGE

Options may be available for loss, theft or damage involving bikes, sporting equipment and personal baggage while travelling.

TRAINING AND COMPETITION

Cover can be considered for approved sports, training activities and events. The type and level of competition must be declared when arranging the policy.

Please note: Cover varies between policies and is subject to limits, conditions and exclusions. HMIS will explain the available options before you purchase.

WHY SPECIALIST COVER MATTERS

ORDINARY TRAVEL INSURANCE MAY NOT COVER THE FULL PICTURE

Many travel insurance policies are designed primarily for holidays and general travel. When a trip involves organised sport, competition or valuable equipment, additional conditions, limits or exclusions may apply.

The right cover depends on what you’re doing, where you’re travelling and the equipment you’re taking with you. HMIS helps identify the details that need to be declared and explains the available options before you travel.

YOUR SPORT AND LEVEL OF PARTICIPATION

Cover can vary depending on the activity and whether you’re training, competing recreationally or participating at an elite or professional level.

THE VALUE AND USE OF YOUR EQUIPMENT

Standard baggage limits may not reflect the value of bikes and specialist sporting equipment, and different conditions may apply while equipment is in use.

THE PURPOSE OF YOUR TRIP

A policy suitable for a holiday may not automatically address travel centred around a competition, training camp, sporting tour or organised event.

UNDERSTANDING THE DIFFERENCE

YOUR TRIP AND YOUR SPORT MAY NEED DIFFERENT PROTECTION

Travel insurance can protect the wider journey, while sporting activities, competition and valuable equipment may introduce additional considerations. HMIS looks at both parts of the trip when helping you assess the available options.

TRAVEL INSURANCE FOR THE TRIP

Travel insurance may provide protection for the wider journey, including:

  • Overseas medical treatment and emergency assistance
  • Cancellation or amendment costs
  • Baggage and personal effects
  • Travel delays and disruption

The available benefits, limits and exclusions depend on the policy selected.

SPORTS-SPECIFIC CONSIDERATIONS

Additional consideration may be required for:

  • Participating in training or competition
  • The type of sport and level of participation
  • Bikes and other high-value sporting equipment
  • Activity-specific exclusions or additional cover requirements

Depending on the policy, these risks may be included, added by endorsement or covered separately.

HOW HMIS HELPS

SPECIALIST ADVICE, MADE SIMPLE

You don’t need to work through complex policy wording on your own. Tell us about your trip, your sport and what you’re taking with you, and we’ll help you understand the available options.

01

TELL US ABOUT YOUR PLANS

Share your travel dates, destinations, sport, level of participation, planned events and the equipment you’ll be taking.

02

WE ASSESS THE OPTIONS

We consider the available policies, explain relevant limits and exclusions, and identify where specialist arrangements may be required.

03

TRAVEL WITH CONFIDENCE

You receive clear advice and support before you travel, while you’re away and if you need assistance with a claim.

READY TO PLAN YOUR TRIP?

MAKE SURE YOUR COVER
MATCHES YOUR SPORT

Tell us where you’re going, what you’ll be doing and the equipment you’re taking. HMIS will help you understand the available options and arrange cover suited to your travel plans.

REQUEST A SPORTS TRAVEL QUOTE