Personal travel insurance tailored to you and your journey
PERSONALISED TRAVEL COVER
Every journey is different. Your destination, length of travel, planned activities and personal circumstances can all affect the cover you need.
HMIS provides experienced, independent advice to help you understand your options and arrange travel insurance suited to your journey—rather than relying on a one-size-fits-all policy.
DESIGNED AROUND YOUR JOURNEY
HMIS can help arrange individual travel insurance for a wide range of journeys, destinations and personal circumstances.
Travel with confidence on short breaks, family holidays and longer international trips.
Cover tailored to your destination, travel dates and the people travelling with you.
Individual cover for business trips, conferences and other work-related travel.
Insurance options for longer stays, multi-destination travel and extended periods overseas.
TRAVEL PROTECTION
Depending on the policy selected, travel insurance may provide protection for a range of unexpected events before and during your journey. HMIS will help you understand the available benefits, limits and conditions.
Assistance with eligible medical and hospital costs incurred while travelling.
Support if you need to be transported for treatment or returned home.
Cover for eligible costs when unforeseen circumstances disrupt your plans.
Protection for certain additional expenses caused by covered travel delays.
Cover for eligible loss, theft or damage to personal items.
Protection for certain claims involving accidental injury or property damage.
Cover is subject to the selected policy’s terms, conditions, limits and exclusions.
YOUR HEALTH AND TRAVEL
Having a pre-existing medical condition does not necessarily mean you cannot obtain travel insurance. However, it is important that all relevant medical information is disclosed before cover is arranged.
HMIS can help you understand the information required and discuss the available options based on your circumstances, destination and travel plans.
Please let us know about any existing medical conditions, recent treatment, changes in medication or planned medical investigations.
Cover will depend on the insurer’s assessment and the terms and conditions of the selected policy.
EXPERIENCED, PERSONAL ADVICE
Travel insurance can vary considerably between providers and policies. HMIS helps you understand the details and make an informed decision before you travel.
We help you compare suitable options and understand the benefits, limits and exclusions that may apply.
Your destination, trip duration, planned activities and personal circumstances are considered when discussing your cover.
You’ll have an experienced team available to answer questions and help you understand what to do if something goes wrong.
PLANNING YOUR NEXT JOURNEY?
Talk to the HMIS team about your travel plans, personal circumstances and the cover options available to you.